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Ferrari driver writes off new car on M1 in Barnsley

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Image copyrightPA

Image captionThe smouldering ruins of the sports car after the crash

A driver lost control of his new £200,000 Ferrari and careered off a motorway before it burst into flames - after owning it for just an hour.

The high-performance Ferrari 430 Scuderia was reduced to a twisted wreck after the smash on the M1 near junction 37 in South Yorkshire on Thursday afternoon.

Police described how the car "went airborne" in the wet conditions.

The driver walked away with just cuts and bruises.

Image copyrightSOUTH YORKSHIRE POLICE/TWITTER

Image captionThe driver damaged more than his pride

The car went 50 metres down a bank and ended up in a field, where it turned into a fireball and had to be extinguished by firefighters.

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In a statement on Facebook, South Yorkshire Police said: "Officers asked the driver what sort of car he 'had' to which he replied 'it was a Ferrari'.

"Detecting a sense of damaged pride he then said 'I've only just got it, picked it up an hour ago'."

Image copyrightGETTY IMAGES

Image captionThis is what a Ferrari 430 Scuderia is supposed to look like

The force urged drivers to take care on the roads.

"Over the past couple of weeks there has been a number of collisions where driving styles have not reflected the road and weather conditions. Please take more care."

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Cheap Car Insurance For Young Drivers

New to the road? We’ll help you find an affordable car insurance policy if you’re a young driver.

In this Article

Looking for car insurance?

Young drivers insurance

Car insurance for young drivers is expensive because young motorists are considered statistically riskier drivers by insurers. The average annual amount a young driver aged 17 to 24 is likely to pay for cover is £1103 according to MoneySuperMarket data (January – March 2017).

What are the cheapest cars to insure for young drivers?

Here are some of the cheapest cars to insure for drivers under 25:

1. Suzuki Splash: average annual price £635.85
2. Fiat Panda: average annual price £663.03
3. Vauxhall Agila: average annual price £667.71
4. Renault Modus: average annual price £670.58
5. Suzuki Alto: average annual price £677.16
6. Citroen c1: average annual price £677.77
7. Skoda Fabia: average annual price £684.99
8. Volkswagen Fox: average annual price £705.78
9. Toyota Aygo: average annual price £706.28
10. Fiat 500: average annual price £708.97

Data collated between July 2016 – Dec 2016, from cars in insurance groups 1 -3 and manufactured from 2006 onwards. Based on car insurance quotes run on MoneySuperMarket.

As the data shows, your dream car might not be the best option if your priority is saving money on your car insurance. It pays to do your research, and opt for a model which could be cheaper to insure.

As a younger driver, you’ve probably got a few car models in mind already. Our car insurance comparison service lets you research different types of car to get an idea of what cover you could get, and at what cost.

Also, some insurers may refuse cover altogether based on the following grounds:

• Vehicle of choice is too costly.
• Vehicle specification is too high.
• Too many modifications have been made.
• Vehicle engine is too powerful.

What types of insurance are available for young drivers?

Third party car insurance is the minimum level of insurance required by law, followed by third party fire and theft (TPF&T), which offers you more protection for your vehicle, and finally fully comprehensive car insurance, which is the most extensive level of cover.

It’s important to compare all levels of cover because fully comprehensive is not always the most expensive option, contrary to what you might expect. This is because third party and TPF&T have become the reflex choice of risky drivers looking to save money, which has prompted insurance companies to raise the price of these policies.

Consider the ‘telematics’ option

Whether you call it ‘black box’ or ‘telematics’ car insurance, this satellite technology offers an effective way to lower the cost of car insurance for young drivers.

It works by using a small transmitter in your car to relay information on your driving style and driving patterns back to your insurer so they can base the price of your premium on how you actually drive and less on how people in your age group drive.

In some instances, the information is relayed via an app you download to your phone.

This approach is viewed as a fairer way of pricing policies and has seen many young drivers have their premiums significantly reduced.

READ: Learn more about telematics car insurance. 

Cutting car insurance costs

The good news, is that there are a number of ways for younger drivers to cut the cost of car insurance. 

1. Run a price comparison quote. By using our comparison tool you can instantly compare car insurance to find the best cover to suit your motoring and financial requirements.
2. Improve your driving skills. Some insurers will reduce your premium if you have completed Pass Plus.
3. Add a named driver. But remember it’s crucial that the person who does the most driving in that car is listed as the ‘main driver’.
4. Pay upfront. Paying monthly can cost more due to the interest charged on instalments.
5. Pay a voluntary excess. Keep in mind that, after a certain level of excess, the cost of cover doesn’t change, and you must be sure that you can afford the level of excess that you have set for yourself

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These Are The Cheapest 8 Cars To Maintain

Buying a car may seem like a hefty financial responsibility – even cheap used cars cost big chunks of money. However, the investment doesn't stop with the car payment. Every mile you drive costs money, whether it's in gas, maintenance or repairs.

Typically, most used cars will come from the dealership with an automatic enrollment in a "maintenance reminder" program. This may include letters, notifications by email or even notifications by your car's control panel. Either way, cars are expensive to maintain and repair. Here's a list of just a few of the maintenance expenses you can expect to pay for when owning a used car:

• Brakes
• Belts
• Oil changes
• Spark plugs
• Transmission service
• Coolant service
• Tires
• Smog checks

And those are just the beginning. Being able to responsibly maintain your used car is important in order to keep it from stranding you on the road or worse, having a breakdown requiring major repairs or replacement of the engine. While buying the cheapest car on the lot may seem enticing, it's important to investigate whether that car will be more expensive in the long run.

Trusted Choice® has compiled a list of the eight cheapest cars to maintain to give you insight into a few makes and models that can help save your budget and your vehicle from major repair costs. The basis of this list is data from www.carMD.com, which provides yearly statistics on car breakdown trends and cost data for both used cars and new cars. They have been a reliable source of car information for years and have introduced a new gadget that plugs right into the car showing you whether it has no problems (green light), minor problems (yellow light) or problems that need immediate attention (red light). Some of the more expensive vehicles (such as Audi, Lexus and Range Rover) come with free maintenance. However, their price point makes them unaffordable for the average citizen. Let's see how used cars stack up when it comes to ownership costs and maintenance:

Hyundai emerged in the top spot in the CarMD top manufacturers list for the first time in 2013, surpassing longtime top placeholder, Toyota. While their check-engine-light occurrence has remained steady, their low average repair price helped them secure the number 1 spot. Additionally, the 2011 Hyundai Equus sedan comes equipped with an "at your service" maintenance plan that includes many extras, along with a valet service and loaner car during maintenance. According to Edmunds.com, this service is incredibly valuable at a time when many manufacturers are scaling back their maintenance plans.

Toyota held the number top for years in the CarMD top manufacturers list. However, a huge increase (of 52 percent) in check-engine-light occurrences and an increased average repair price of $540.53 docked them into the number 2 spot. Additionally, some Toyota models, such as the Scion, have come equipped with a free maintenance program, which lasts two years or 24,000 miles and includes cabin air filter replacement, tire rotation, fluid top-off and even roadside assistance. Edmunds also cites Toyota's maintenance program as lackluster. The Prius, for example, has a high repair cost. The Prius rivals Kia for the cheapest cars around, but, their repair costs are some of the highest. On the other hand, the 2012 Toyota Camry and 2010 Toyota 4 Runner have average repair costs under $100. The 2012 Camry and 2011 Corolla also took the top places on CarMD's most reliable used car list, giving Toyota a firm overall hold in the number 2 position.

GM has skyrocketed to the number 3 position after being in the number 8 slot, thanks in part to their low repair incidence and their free maintenance programs, which GM first offered in 2011. According to cars.com, Chevy, Buick, Cadillac and GMC have all rolled out with limited-time free maintenance programs for their used cars. GM also has the lowest average repair cost of the top eight manufacturers.

Chrysler jumped to number 4 on CarMD's top manufacturers list, thanks to a repair frequency improvement, despite a repair cost increase. Dodge, Chrysler and Jeep all come with a lifetime power train warranty. However, these warranties are non-transferable if you sell the car, according to Car and Driver. Additionally, you must have the vehicle inspected every five years.

Honda doesn't offer a free maintenance plan; however, their cars are durable and hold their value. While other brands had an average repair price increase of 10 percent over the past year, Honda's average repair price stayed virtually unchanged in the top manufacturers list. When repairs are necessary, however, they are expensive, at more than $469. Honda dropped a spot this year on CarMD's list due to the incidence of check-engine-light warnings.

Ford jumped up in the rankings this year, with their dependable trucks being a favorite among drivers. Their repair frequency and repair costs have improved dramatically in the past year. Unfortunately, their older model vans, such as the Windstar, continue to hurt their overall ranking as these vans are some of the worst on the road and fall at the bottom of CarMD's owner satisfaction ranking. Their warranty is also transferable to an unlimited number of owners, which makes their maintenance easy for a used car.

Older models hurt Nissan's scores, as these models have seen a dramatic increase in repair frequency. However, their warranties are transferable with the used car to new owners and their 36-month/36,000-mile limited vehicle coverage and 5-year/60,000-mile limited power train coverage make them competitive with other brands. When they do need service, however, their average repair cost has increased the typical 10 percent to a little more than $400.

Kia's vehicles continue to be popular. According to Kia, their far-reaching, transferable warranties make maintenance quite easy. However, they also had an increased repair cost over the last year, along with a steady check-engine-light occurrence. While they may have some of the cheapest cars available and even more affordable used car prices, their average repair cost is more than $340, which would be hard for any struggling 20-something to afford.

When it comes to maintaining a car, cheap isn't always best. While changing your own oil and checking the air pressure in your tires may be fun, if you have a warranty covering your used car, use it. It's there to help maintain your car and if it's a simple, straightforward check or maintenance, it's usually worth it. Be wary of extra services offered at the dealership, however, as many times these can be done by another shop (or by you) for much less.

If you're buying a used car from a dealership, they may offer you an extended warranty of some type. Before signing on the dotted line, make sure you're getting a good deal. Some extended warranties cover as little as two oil changes and two multi-point inspections. These are typically not worth it and work against you to get your car in for extra services that the warranty doesn't cover. When working to maintain your car, there are many services you can do yourself such as checking tire pressure, fluid levels and windshield wipers and replacing the cabin air filter. Read the fine print on any warranty before purchasing it.

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This information is designed to help  with your decision-making, and it is not intended to provide advice. Contact a local independent agent in the Trusted Choice network today for assistance concerning the insurance options that are available

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What Car Vauxhall Corsa Hatchback Used Car Review

What's the used Vauxhall Corsa like?

We’ve long been fans of the Vauxhall Corsa, going so far as to name it Car of the Year in 2007. This neat looking small hatchback makes even more sense as a used buy, because it suffers from heavy depreciation, so is cheaper than many rivals.

When it was first introduced we were particularly impressed by the interior fit and finish, space and ride comfort. That remains true as a used purchase, with the Corsa still feeling very much a modern car in these respects.

Given its huge sales, there are loads to choose from. Plus, Vauxhall offered a huge number of variants: everything from a 59bhp 1.0-litre petrol engine to a lap time-chasing VXR model with a turbocharged 1.6-litre engine and 202bhp in its most potent form

Ownership costs

What used Vauxhall Corsa will I get for my budget?

The Corsa is old enough for the earliest examples to have crept under the £1500 mark, so there’s plenty out there, regardless of your budget.

Closer to £2000 sees even greater choice, where you can afford to be picky and look for lower mileage, fewer owner examples.

The higher trim levels don’t attract too much of a premium, and there’s no real difference in prices between three and five-door models (the three-door actually has a bigger rear seat, even if access to it isn’t as good as in the five-door).

The cheapest VXRs are currently around £4,000, which is not much money for a lot of fun.

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How much does it cost to run a used Vauxhall Corsa?

The Vauxhall Corsa is very competitive when it comes to running costs. That’s applicable to fuel consumption, road tax and consumables, which are all comparable with the very best of its rivals.

Likewise, the Corsa should be inexpensive to insure, while servicing can be undertaken by any local garage, meaning you can afford to shop around for the cheapest deals.

Advice for buyers

What should I look for in a used Vauxhall Corsa?

The youngest examples came with a three-year warranty. However, don’t think newer Corsas sold in the years when Vauxhall offered a 'lifetime' warranty will be covered, because this wasn’t transferrable between owners.

Be sure to buy a Corsa that’s been properly looked after, with a nice, fully stamped up service book. Check the log book to see who the first owner was, because lots were bought by fleets or run as hire cars, and these examples are more likely to have been abused by their drivers.

Also, if you're buying from a car supermarket, have the car checked over by a professional, because it may have been sitting idle for some time.

When you get inside the car, make sure the screen for the stereo works, because a replacement costs more than £300 (£900 if the optional sat-nav is fitted).

Check around the front bumper where it meets the bodywork, because the bumper can rub – particularly in the VXR – wearing through the paint and creating a spot where the car can start to rust.

Open Gallery 

What are the most common problems with a used Vauxhall Corsa?

The smallest petrol engines have weak cam belts, while the 1.6-litre turbo can crack its fourth piston and the 1.3-litre diesel can suffer starting problems; if you experience the latter problem, it’s worth having the glowplugs replaced, and this costs about £160.

The six-speed manual gearbox can be problematic; if there’s rattling then the bearings are worn and it’ll require a replacement. To prevent this happening, the gearbox requires its oil changed with every service.

Rear brake discs are known to seize due to a sticky hand brake linkage: replacement calipers are around £160.

Suspension top mounts are a common failure. Many need replacing within two to three years, or as little as 10,000 miles. Fortunately, they’re not expensive to fix, and the replacement parts seem to last much longer.

Is a used Vauxhall Corsa reliable?

While the Vauxhall Corsa isn’t without its problems, that’s true of most of its direct rivals, too. It also performs well when it comes to consumables.

Data from CAP Derwent suggests that the Corsa is better than average for electrics, bulbs, wiper blades, air conditioning servicing and brake discs, although it isn’t quite as good as some of its contemporaries when it comes to brake pad wear

Our recommendation

Which used Vauxhall Corsa should I buy?

If you're buying the car as an urban runaround, then one of the smaller petrol engines will suffice, although the 1.0 and 1.2-litre units do struggle beyond about 50mph.

The 1.4-litre unit is a better choice if you sometimes venture on to the motorway, while the 1.6-litre turbo is available in both range-topping VXR form and with 148bhp in the lively SRi model.

The 1.3-litre diesel is also worth considering, combining decent performance with excellent fuel economy. It was offered in 74bhp and 89bhp outputs, with the latter feeling usefully stronger. The extra 15bhp doesn’t dent economy too much, either, with both averaging more than 60mpg in official tests.

The 1.3-litre diesel is good enough for you not to bother with the larger 1.7-litre diesel, which doesn't achieve 60mpg.

Trim levels are extensive; we’d choose from Design up, although all Corsas come with central locking and a CD player (remember those?). Design has 16in alloy wheels, electric front windows, air conditioning, curtain airbags and, crucially if it’s a family buy, Isofix child seat mounts.

Our favourite used Vauxhall Corsa: 1.4 Design

Alternatives

What alternatives should I consider to the used Vauxhall Corsa?

The Vauxhall’s chief rival has long been the Ford Fiesta, so if you’re looking at the Corsa then it’s worth considering the Ford, too. It’s more enjoyable to drive, but the Corsa feels classier inside.

There’s a slew of Japanese rivals, including the Mazda 2 and Toyota Yaris, while the Seat Ibiza, Skoda Fabia and VW Polo are also worth considering. However, we’d still be tempted by the value and all-round ability of the Corsa.

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